SWIFT or BIC Code for all banks and financial institutions

What is a SWIFT Code?

SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. SWIFT code is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. When assigned to a non-financial institution, the code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements.


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    SWIFT code format

    SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office. SWIFT codes are formatted as follows:


    SWIFT Code format
    • First 4 characters - bank code (only letters)
    • Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
    • Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
    • Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)